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Fail First policies are insurance policies which have a large impact on the medications that we are prescribed.
Although your doctor may originally prescribe Medicine A to best treat your condition, your insurance company can force your doctor to prescribe Medication B, Medication C, AND Medication D before they will authorize the use of Medication A. Insurance companies call this practice “Step Therapy”. We call them Fail First policies.
Why must you fail Medication B, Medication C, AND Medication D before your Insurance company will pay for Medication A?
Because your Insurance company thinks it will save them money.
FailFirstHurts.org has been actively fighting these policies for over 7 years. Forcing a patient to Fail First can have drastic consequences on their health, quality of life, and overall well-being. All because your Insurance company thinks they know more about your health than your physician.
Head to FailFirstHurts.org to learn more, and to help put an end to Fail First policies.